Here are steps I'm taking at this time against Cenlar:
1- Complain to the Attorney General of my state, Washington.
2- Complaint to the Federal Trade Commissions, FTC.
3- File complaint with the Wash. Dept of Financial Institutions.
4- File complaint with the BBB online.
I'll refer all these sources to complaints I find here, on ComplaintsBoard.com, in the BBB site, and in other Google results.
While I take these regulatory steps, I'm definitely open to starting or joining a class-action suit against these creeps. If you know of any that has started, please direct me to those attorneys, and thanks. United, something will come out of this mess they've plunged us in.